The Auto Care
Association has been at the forefront of lobbying for small business healthcare
reform for many years. With the passage of the Affordable Care Act (ACA) in
2010 and subsequent modifications, rulemakings and regulatory “fixes,” our
efforts have shifted to a few key provisions that the business community
believes can still be improved with bipartisan support. Over 80% of the fully-insured
market is made up of small businesses who were (and still are) counting on these
improvements to healthcare. Many of these same changes will also benefit the
Insurance Tax (HIT) was written into the ACA strictly as a revenue-raiser, and
although the HIT applies to the insurance carriers, it became a pass-through
that has added $400-500 annually to family premiums except for one-year
reprieves in 2016 and 2018 when the provision was rescinded as part of different
budget deals. The tax is due back in 2020 and we are supporting legislation
that will delay or repeal the HIT, including the Jobs and Premium Protection
Act (H.R. 246), the Healthcare Tax Relief Act (S. 1859) and the Small Business
and Family Health Tax Relief Act of 2017 (S. 1978).
association, through its membership and participation in the Partnership for
Employer Sponsored Coverage, is lobbying for the Commonsense Reporting Act (S.
2366/H.R. 4070) in the 116th Congress. The bill would create a voluntary
prospective reporting system, streamline the reporting process and modernize
the transmission of information to individuals. Efforts continue to make sure
that this ACA “fix” is included in any major healthcare initiatives.
Additionally, the Partnership is
supporting the Employee Flexibility Act (S. 1510/H.R. 2782). This legislation
would address the need to align the federal full-time employee health care
definition with the Fair Labor Standards Act level of 40 hours, which would
therefore enable variable workforce and part-time employees to pick up and
trade shifts. Offering employees flexibility enables them to gain hours and
increase their paychecks.
The association is also working with
the regulatory agencies to ensure that future reforms to the ACA follow
guidelines that keep affordability as a priority.