The Auto Care Association has been at the forefront of
lobbying for small business healthcare reform for many years. With the passage
of the Affordable Care Act (ACA) in 2010, our efforts have shifted to repealing
the most onerous provisions of the ACA. Aligning with like-minded associations
through membership in the Small Business Coalition for Affordable Health Care
(SBCAH), the business community was able to obtain the repeal by Congress of
the overly burdensome 1099-reporting provision.
While significant portions of the ACA were delayed during the
Obama administration, including the employer mandate and various taxes, Auto
Care has continued to support full repeal of these provisions. Over 80 percent
of the fully-insured market is made up of small businesses who were (and still
are) counting on significant improvements to healthcare.
Employers were already feeling the effects of the Health
Insurance Tax (HIT) in 2016, but got a one-year reprieve when the provision was
rescinded for a year as part of the budget deal at the end of 2015. This tax
was written into the ACA strictly as a revenue-raiser, and although the HIT
applies to the insurance carriers, it became a pass-through that will add $400-500
annually to family premiums.
The association, through its membership and participation in
the ACA Reporting Task Force, lobbied for H.R. 2712, the Commonsense
Reporting and Verification Act, in the 114th Congress. The bill
would have created a voluntary prospective reporting system, streamlined the reporting process and modernized the
transmission of information to individuals. Efforts continue to make sure that
this ACA “fix” is included in any major healthcare initiatives.
The association is also working with the regulatory agencies
to ensure that future reforms to the ACA follow guidelines that keep
affordability as a priority.